A young Argentine woman paid the minimum on her credit card, and her reaction was widespread

The young Argentine woman admitted that she would have to find another source of income to pay off the accumulated debts. “I’m going to start a business,” he said.

10/11/2025 – 17:21

A young woman went viral on TikTok and other social media sites after she revealed this You paid the minimum on your credit card and now you can’t pay off your debt in full.

“I’m embarrassed to tell you what I owe on the card. I don’t know how it happened. Between the ‘I deserve it’ and the ‘God will provide,’ plus the financial education I didn’t get in school, it’s as if “One day I made a decision and took control of my financial life.”, The young Argentine started to say.

A young Argentinian woman paid the minimum on her credit card and this is how she reacted

And a chapter: “I have the theory, but the practice was difficult for me. Don’t pay the minimum. You have to take responsibility for your decisions. So, apart from my job, I’ll start working on something else. I sent it to myself and I have to accept it. “I’m going to start a business or something.”

“I show up Because I feel like we’re all in Same, we’re all shaking in Same tune as what was done You can with what you have and yes we do We send financial errors and yes and yes, what are you going to do? Me too I’m sorry hOh you have to face it I will move forward. I mean I know We will move forward. No, no, that I don’t doubt it. It may take a while, yes, but I know “We will all move forward,” he concluded.

Why paying the minimum is a bad deal

Paying only the minimum on a credit card issued by any bank does not reduce the debt: It only prevents you from entering a state of default. The balance that remains unpaid is financed at very high rates, so the debt remains virtually intact, even if you make payments every month.

This outstanding balance generates interest month after month, and if this practice is repeated, it snowballs. In some summaries, The amount due may increase, even if you pay on time.

Furthermore, falling into this dynamic leaves you trapped in perpetual debt. It reduces your purchasing power, limits your financial capacity. If you don’t reach the minimum in a month, more expensive interest will apply. Therefore, paying only the minimum is one of the worst deals possible with a card.

Regarding the interest applied by the banking authorities on the unpaid amount, It ranges between 120% and 200% annually.