Retirement benefits in the organization’s general system Anas In December they will have an increase of 2.34%in line with the difference recorded Consumer Price Index (CPI) During the month of October, according to Indic. With this update, retirements will be closed in 2025 with a cumulative increase of 31.3%which is a number close to 29.9% estimated annual inflation rate By economists in Market Expectations Survey (REM) For the central bank.
Impact on minimum and maximum assets
Starting in December, There will be a minimum It will be approx $340,880while maximum will be located in $2,293,797. However, the real increase for those who receive the lowest salary will be less, because… Freeze the monthly bonus of $70,000Valid since March 2024.
This group consists of About 3 million retirees and pensionersthe total income (minimum plus bonus) will be present at Total $410,880which represents an improvement in 24.6% on an annual basis Compared to December 2024. In real terms, and given expected inflation, this would imply a Loss of purchasing power is close to 4%.
In practice, if the reward is not updated, the actual increase for those receiving the minimum reward will be barely 1.92%.
End of year bonus
In December The second installment of the bonuswhich is calculated based on that month’s assets. This way whoever gets the lowest income in the system (minimum plus bonus) will receive it. Total $581,320 also Net $565,980while the beneficiaries of You have a maximum They will charge a fee Total $3,440,695 also Net $3,249,593.
the The official decision of the people and Executive authority decree Bonus payment confirmation has not been published yet.
How is retirement mobility calculated?
The monthly update mechanism depends on the inflation index Two months ago. This formula came into effect in April 2024, with the entry into force of the law Decree of Necessity and Urgency (DNU) 274which replaced the previous quarterly chart.
According to this system, Guaranteed income In the general subscription system it will be so Total $410,880 (Bonus not included). Retirees whose income is less than this number will receive… Compensatory reinforcement To reach this total amount.
Non-contributory benefits
the Universal pension for the elderly (PUAM)intended for people age 65 without sufficient contributions, will rise in December to $272,704. Adding the bonus and bonus, the total will be Total $479,056.
For her part, Occupational disability pensionwhich represents 70% of the minimum assetsYou will arrive $238,616And with additional things you will add $427,924.
Currently, there are approx 217,000 beneficiaries From PUAM and 1.17 million non-contributory pensions for incapacity for work. In the contribution system there 6.05 million beneficiariesFrom her 2.98 million They receive the minimum salary plus bonus, while… 3.07 million They don’t see the reinforcement.
Family allowances and AUH
With modification 2.34%, the Universal Child Allowance (AUH) will be $122,492 per child under 18 years of age And who $398,853 per child with disability. Among those amounts 80% is charged monthly and The remaining 20% is settled annuallyConditional on adherence to health and educational regulations.
the Family allowances For official employees, they will be located in between $61,252 and $12,892depending on household income or single tax bracket.
Updating contributions and pension limits
In conjunction with the salary increase Minimum and maximum wages To calculate the Pension, social work and PAMI contributionsequivalent 17% of the gross salary.
Since December, these values are estimated at $114,808 and $3,731,212respectively. Salaries greater than this last amount will have pension deductions $634,306.
The value of Donations month To complete the years of service that will be there $33,294.
What happens if I retire and continue working for the same company?
in argentina, Many workers decide to continue their jobs once they retire. This decision is usually motivated by the need to maintain additional income or the desire to remain active at work.
Official Social Security records show sustained growth in the number of retirees with contributions. As of June 2025, 433,525 active retireesFrom her 89,531 worked in a dependent relationship, 33,596 in domestic service, 87,533 are self-employed and 212,865 single shareholders. The development of the last decade reflects a continuous increase: in 2010 there was 176,153 retirees with contributionsIn 2015 they reached 275,431And in 2023 they already are 368,458until reaching the current level.
he The largest increase was observed among single retireeswho went from 122,356 in 2015 to 212,865 in 2025jump from 74%In line with the trend to replace formal jobs with more flexible or continuous employment systems for independent professionals. However, it is estimated that More than 600,000 retirees work informallyIt is a number that exceeds those who do it “empty”. According to IndicThe employment rate among the population at retirement age was 17.1% in 2024which is equivalent to 1,070,030 peoplewith an increase the following year. The organization also warns that although retirement is the main source of income in this age group, it… Men are weaker than women In labor participation.
But there is a common question that arises: Is it possible to continue working in the same company after retirement? The answer is yes, although there are specific conditions that modify the employment relationship and the method of calculating the worker’s rights.
When the worker retires and the employer accepts his continuity, The business relationship starts from scratch. This means that:
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the The previous age is not preserved.
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A. is born New work history From the date of retirement.
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If the Company decides to terminate the association, the Compensation is calculated from the new employee.
Moreover, Medical coverage It ceases to be the responsibility of the employer and begins to be provided by the employer PAMI or Activism Social Action. If desired, the employer can offer a more comprehensive health plan, but is no longer legally obligated to cover it.
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