They change the index that determines how initial assets are calculated for new retirements

The government approved a new index to update salaries and calculate future retirements. It will affect those who retire from December 2025

10/11/2025 – 10:38 am

The government has officially made a major change in calculation Retirement: Starting in December 2025, salaries for workers who begin their pension process will be updated with a New common indicator. The decision was reflected in Ruling 29/2025 Under the Undersecretary of the Ministry of Social Security Ministry of Human Capital.

This provision applies to workers who have terminated their employment relationship From November 30, 2025 Or start the retirement process from December 1.

What is the topic of the new indicator?

The indicator was developed after what was established before Article 2 Subordinate Law 26,417which was later replaced by Article 4 of Law 27.609, which defines the quarterly update formula based on two elements:

• he torn (Average taxable wage of sedentary workers).
• he Pension mobility index Provided in Law 27,260.

Both variables are combined to obtain an average that reflects the evolution of salary income over time.

Who calculated the index, with what methodology and how does it affect future retirees?

As detailed in the ruling, the calculation has been performed previously National Directorate of Social Security Policies Verify its authenticity by following the procedure set forth in Resolution 3/2021In effect since that year. Signing the measure is consistent with Alexandra BiasottiUndersecretary of the Ministry of Social Security.

The new index does not adjust current assets, but will be applied to the initial calculation of future retirements. The historical salary of each worker will be updated with this factor, which will allow to obtain a more representative average of his real income during his working life.

The government’s stated goal is to achieve this “More accurately reflects the evolution of income” And make sure the initial retirement amount is as fair as possible.

Monotax: What will retirement look like with each category’s contribution in November 2025

Amounts collected by beneficiaries who retire from the unilateral tax They tend to raise a lot of suspicion, because the treatment is different from that of employees who have a subordinate relationship. In addition to the calculation method Initial credit Nor are they the same workers registered with the employer.

However, the Access requirements Retirement It’s the same in both cases: it needs 30 years of contributions And I have arrived Minimum age specifiedAnd he is from 60 years for women and 65 years for men.

The amount received by retirees registered in the retirement system Monotript It is determined according to the same general rules as for workers in a subordination relationship. However, the final value directly depends on The category in which taxpayers made their contributions During their working life.

In contrast, retirement is subject to Pension mobility lawwhich adjusts assets according to Economic inflation. In the case of employees, the initial salary is calculated on Last 120 salaryIn the single tax system and the self-employed, A Assumed incomeAny theoretical income is allocated according to category.

For example, shareholders of Lowest Class A They charge Minimum retirement. in November 2025with an increase 2.08% Corresponding to the month – in line with Inflation in Septemberas specified Current mobility decree– It becomes the minimum assets $333,086.

Added to this amount An exceptional reward of $70,000frozen since then March 2024. In this way, the Class A retiree will accumulate a total $403,085. This should be clarified Budget 2026 Don’t think about updating the mentioned bonus, though There will be a minimum Yes, it will continue to be adjusted monthly for inflation.