In the last part of the year the… National Social Security Administration actively maintains a series of discounts and refunds aimed at strengthening the purchasing power of retirees and retirees. Through the program ANSES benefitsOlder adults can access promotions in supermarkets, pharmacies, perfumeries, local stores and national chains, as long as they make the payment with the debit or credit card linked to the collection of their balance.
Increase in pensions: ANSES confirmed the new salaries that will apply from January 2026
The initiative achieves more than 7,000 companies across the country and becomes particularly relevant in the last weeks of December when spending increases associated with the holidays and the end of the year.
What are ANSES benefits and how do they work?
The ANSES Benefits Program offers direct discounts and refunds that are automatically applied at checkout. There is no need to register in advance: the only requirement is to pay for the purchase using the bank card linked to the retirement plan or pension.
Savings rates vary depending on category and bank, ranging from 10% in supermarkets to 20% or more in pharmacies, perfumeries and cleaning products. Interest-free installment payments are also possible in some cases.
Recommended discounts by bank
National Bank
Offers an additional 5% cashback on debit or credit card purchases.
Limit: $5,000 weekly and $20,000 monthly.
Modality: Payment via the BNA+ or MODO app.
Supermarkets include: Carrefour, Coto, Josimar, Chango Más, La Anónima, Disco, Jumbo, Vea and Día.
Galician bank
Offers savings of up to 25% on debit or credit card purchases.
Options for up to 3 interest-free installments.
Monthly maximums: $20,000 in supermarkets and $12,000 in pharmacies and opticians.
Great bench
20% discount at Jumbo, Disco, Vea and Chango Más supermarkets.
On Tuesdays, payment is made by direct debit (limit $25,000) or QR (limit $15,000).
By combining both funds, the refund can be up to $40,000.
In pharmacies the benefits are expanded:
Tuesdays 50% off with debit or QR card (combination limit $12,000).
Possibility of 3 interest-free installments every day with a credit card at participating pharmacies.
In addition, Supervielle offers discounts on online purchases through Mercado Libre (Supervielle Store) and financing options of up to 12 interest-free installments on selected days.
Banks close on December 24th and 31st: what happens to the dollar, ANSES payments and digital channels?
Compensation account: another alternative at the end of the year
Some banks allow the credited retirement savings balance to generate daily returns.
Banco Nación: up to a maximum balance of $500,000.
Banco Galicia (FIMA): no credit limit.
The current tariffs can be viewed on the official channels of each company.
Member companies
The list of companies includes large chains and companies in various fields. These include supermarkets such as Jumbo, Vea, Carrefour, Coto, Día, La Anónima and Chango Más as well as pharmacies, household appliance stores, bookstores, computer stores, clothing and household goods stores.
A concrete relief for daily consumption
In a context of high prices, ANSES benefits are consolidated as an important tool for retirees and retirees to divide their income between essential expenses. Taking advantage of discounts before the end of the year can significantly improve the family budget, especially on everyday items such as groceries, medicines and cleaning supplies.
lv/lr
About The Author
