the Downward trend in interest rates It seems to have no effect Traditional fixed durationThis is because the price of the dollar is stable. Therefore, for savers, betting on the peso is still a business because the income exceeds, at the moment, the movement of the American note. To see what current performance you can get, iProfessional withsided with Nation Bankthe largest government entity, with about 20 million savings banks throughout the national territory.
In this case we took as an example A An initial subscription of $2 million, within a 30-day investment periodIt is the minimum time required by the financial system to hold funds for this instrument.
he Traditional fixed term at Banco Nación Currently offering a Annual Nominal Rate (TNA) of 25% For natural persons, in deposits made via digital channels within a period ranging between 30 and 89 days.
That is, The current income confirms the downward trend in interest rates. Exactly a month ago, the same entity offered about 10 additional percentage points, that is, it reached 35% of TNA. At the beginning of November.
especially, In just one month, BNA achieves a profitability of 2.05%. This ratio is currently approaching a level very similar to inflation, which is expected to reach about 2% per month.
And if it is The saver seeks a longer term over a specific periodBy accumulating money over a period of time Between 90 to 370 daysThe reward in this case is the same Nominal annual rate 24%. This means one percentage point fewer days.
For those who prefer to attend In person at a Banco Nación branch To make this investment, they must know that the Annual Nominal Rate (TNA) they will receive is lower than in the online channel (home banking and app), because it is By 20.5% for a period ranging from 30 to 89 days. That is, only 1.68% on a monthly basis.
he Minimum money This is required as a condition to be able to invest personally in the branches $1,500 for a traditional fixed term.
As a fact to take into account, in addition to the fact that the current rate of the peso is, in some cases, lower than the monthly inflation, The upside is that it outperforms the dollar’s movement.
In reality, Retail ticketwhich is sold today for about $1,470 to the public in banks, It remained practically stable throughout November. Something similar happens in the first days of December.
How much do you earn with $2 million in a specific period at Banco Nación?
So, If you create a traditional fixed term in Banco Nación, with an initial capital of $2 million, over a period of at least 30 days, you will earn a total of $2,041,096 after that time.
short, An additional 41,096 pesos will be earned In that month with invested capital, which is equivalent to an income of 25% TNA, or 2.05% per month.
he Nation Bank It is one of the main Argentine financial entities, both because of its extensive presence throughout the country and because it is the place where state employees, retirees and other social beneficiaries receive their salaries.
With regard to access, Traditional fixed-term payments can be done through electronic channelssuch as the BNA+ application and website.
Regarding the requirements for creating this digital investment, please set A A very reasonable minimum of $500The possible hours for these transactions to actually be executed are: Working days from 5 am to 10 pm.