Internal Revenue Service (IRS)for its abbreviation in English) on the implementation of amendments to the regulations for US taxpayers, including one related to electronic deposits. These changes, which affect declarations issued in 2026, were part of the signing of the Big Beautiful Bill of 2026 into law. Donald Trump.
he IRS He noted that direct deposit of refunds of taxpayers provides flexibility in procedures and increases security.
Implementation of this amendment began on September 30 after approval by the Council of Ministers Trump Executive Order 14247 As well as influencing other provisions.
In this way, the organism began Phasing out paper checks for tax refunds For 2026 tax year returns, taxpayers must provide their account routing numbers to receive payments directly into their bank accounts.
This movement The IRS has paved the way for the transition to electronic payments. Meanwhile, the regulations did not affect those filing their 2025 tax returns, derived from the 2024 benefit extension, which expires on December 31 of this year.
This was detailed in the statement issued by the organization on September 23 of this year Submitting a tax return It’s the same, with existing options, however Refunds are digital, via direct deposit Or other electronic payment methods.
The IRS noted that the taxpayer did not have a bank account You can use the following entities to open one:
Meanwhile, the agency has highlighted this Prepaid debit cards, digital wallets and mobile apps May be compatible with direct deposit. To use these mechanisms, taxpayers must provide the associated routing and account numbers.
regarding File your tax return in 2026The organization urged taxpayers to maintain organization in their tax documents, with the aim of being able to do so Avoid mistakes that could delay refunds homogeneous.
To perform the procedure in a “complete and accurate” manner, he IRS Recommended collection of the following papers As a first step:
Thus, the agency also highlighted that Taxpayers must wait to receive all of their tax documents To submit a tax return. In this sense, the IRS indicated that they can access their information through the online account.