From time to time we can notice that there are drivers who, after causing a road accident, they run away quickly. This decision may be motivated by various reasons, but it is not exempt from an economic or even criminal sanction, depending on its seriousness.
What are the possible consequences of such a scenario? Well, in the following lines our collaborators Adrien Botella Lopezlawyer, and Carlos V. Escrich Blatexpert, they explain to us what would happen if a driver caused an accident and decided to flee.
Consequences
The lawyer Casaricho assures that, in this type of case, the “legal system” offers different mechanisms and scenarios “to protect the injured person”. First, we will focus on “material damage”. “If the person concerned had similar comprehensive insurance, the company will assume responsibility for the repair itself” and, subsequently, and if it manages to identify the person responsible”, it will take “repeat action” against the culprit. “to recover what was paid.”
What happens if I don’t have comprehensive insurance? In this case, and as explained Carlos V. Escrich Blat“the insurer will not cover your own damage”, but the “Insurance Compensation Consortium” could intervene (article 11 of the LRCSCVM by which the Consortium can compensate the owner when the responsible vehicle is unknown) when the CCS acts as “insurer of last resort”.
Of course, to reach a positive conclusion and have the repair costs covered, you will need to make the claim by submitting “all kinds of tests”, such as, for example, “reports, photos or police reports, among others”, as Botella López and Escrich Blat point out
What happens if the damage is personal?
In this case, if there are injuries, he will come into play immediately, according to Adrián Botella, the “Insurance Compensation Consortium (CCS)”. “For bodily damage, that is, injuries, consequences or death, the CCS will intervene, which is a public body whose main function is to guarantee compensation in exceptional situations, such as for example in cases of uninsured, unknown or stolen vehicles, as well as for damages derived from natural phenomena or completely extraordinary risks. The Consortium compensates victims according to the official traffic scale, ensuring that they are not left without protection.”
“In short, the regulations distinguish between damages material and personal. The former depend on the insurance contract of the injured person, while the latter benefit from the public coverage of the Consortium, which guarantees compensation for the damage even when the person responsible cannot be identified,” concluded the jurist from Casariche, Seville.
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