Discounts for pensioners and pensioners in supermarkets for January 2026

The Discounts for Pensioners and pensioners in supermarkets are back in force January 2026; a significant reduction in monthly expenses for groceries, cleaning supplies and basic needs, in a context where every saving counts.

Beyond its own promotions that define the retail chains, the ANSeS Benefits program is still active, offering discounts and refunds to retirees and retirees at thousands of businesses across the country, including supermarkets, pharmacies and local stores.

The use of the program is carried out by paying with the debit card, which is linked to the payment of the fees. Depending on the company and the type of agreement, the benefit can be applied immediately at checkout or later credited to the beneficiary’s bank account as a refund.

Added to this system are additional benefits that some banking institutions offer to those who receive their retirement or pension from these institutions.

Especially that one Banco Nación reports an additional 5% refund, with monthly limit, pay with the app in selected chains BNA+ MODEwhile the Banco Galicia reports benefits of up to 25%, with monthly limits and sometimes interest-free installments.

In January 2026, Coto supports a benefit aimed at retirees and retirees that is considering a 10% discount on local purchases from Monday to Thursday are subject to the conditions defined by the chain. Generally, this does not apply to online sales and may require proof of ownership status.

In practice, the amount of the discount may depend on the type of purchase and the items included in the promotion. For this reason, it is advisable to check at the checkout before completing the process whether the benefit applies to the entire ticket or only to certain products.

To this discount can be added additional savings for those who receive their salary in the National Bankas Coto is among the list of chains affected by the additional refund when paying with BNA+ MODO.

Carrefour reports a 10% discount for people over 60 and ANSeS beneficiaries from Monday to Fridaylinked to the My Carrefour program. The benefit usually includes categories such as groceries, frozen products, dairy products, cleaning and perfumery.

As with other chains, there are exclusions by category and accreditation conditions, which are subject to change. In January, it is important to check when purchasing whether participation in the program is required and what products are included.

Through banking, Carrefour is also one of the supermarkets where Banco Nación offers one additional reimbursement for pensioners and retirees using BNA+ MODO.

The chains Jumbo, Disco and Vea belong to the Cencosud groupare part of the “More Benefits” program, which includes additional refunds from Banco Nación when paying with BNA+ MODO with a monthly limit.

As for the general benefits of ANSeS, supermarkets usually provide a basic discount with reinforcements for certain items, although the details may vary depending on the chain and store format.

In January, Day offers a 10% discountwith a limit per operation, for pensioners and pensioners. Specific terms and conditions are provided in the details of each promotion and may vary by store or shopping channel.

The discount is applied at checkout and typically has a limit per transaction, which has been $2,000 in recent campaigns, although it can vary by store. The benefit may include exclusions depending on the category or brand, so it is advisable to check the scope before paying.

In addition, those who receive their retirement or pension at Banco Nación can receive an additional 5% refund when paying through BNA+ MODO, subject to a monthly limit.

Chango Más participates in the ANSeS Benefits program and offers retirees and retirees a 10% discount on local purchases to pay with the debit card associated with the collection of the pension payment. The discount is generally applied at the time of payment, with limits that may be higher than other chains, although the exact amount depends on the validity stated by the company.

To this advantage you can add an additional 5% refund by Banco Nación when paying with BNA+ MODO, always within the established monthly limit. Operationally, the final savings will depend on which payment method is used and whether the purchase is correctly recorded as an annuitant’s transaction.

The company offers weekly discounts in supermarkets and pharmacies for those who pay by debit or QR card, with benefits varying depending on the company and the payment method chosen.

On Tuesdays, supermarkets such as Jumbo, Disco, Vea and Chango Más offer a 20% discount when paying with a debit card (with a limit of $25,000) or with QR (limit of $15,000). If you combine both payment methods, the refund can be up to $40,000. In Coto, however, the advantage is greater: 25% discount without limit.

In the pharmacy category, there is also a 50% discount on Tuesdays with both debit and QR cards, with a limit of $6,000 for each payment method or $12,000 when using both. In addition, participating pharmacies offer 3 interest-free installment payments per day with a credit card.

When shopping online through Tienda Supervielle at Mercado Libre, you will receive a 15% discount when paying with a debit card (maximum $10,000) on Tuesdays and Wednesdays at the supermarket and on items at the pharmacy. In return, a Visa credit card offers 3 interest-free installments every day, except Thursdays, when the plan expands to 12 interest-free installments.

On the other hand, pensioners and pensioners who receive their salary in Galician bank You can access discounts of up to 25% and 3-installment rates with no interest on purchases made with debit or credit cards. The benefit has a monthly limit of $20,000 in supermarkets and $12,000 in pharmacies and opticians.

In addition, those who have a remunerated FIMA account receive daily returns on the credited balance with an annual nominal interest rate (TNA) of 33.2%, with no limit on the amount to be paid interest, which means that the available money automatically generates interest.

Through an agreement with the Bank of the Argentine Nation (BNA)ANSES pensioners and pensioners who receive their salary with this institution have access to an exclusive additional 5% refund on their purchases made through BNA + MODO, whether with debit or credit card.

The benefit has a monthly limit of $20,000 and is applied in participating supermarkets such as Carrefour, Chango Más, Coto, Josimar, La Anónima, Disco, Jumbo and Vea.

In addition, the company offers daily compensation on the account balance with an annual nominal interest rate (TNA) of 32%, applicable to amounts up to $500,000, whereby the money credited automatically generates interest.