The year 2026 begins with a slight change in the retirement age, as has happened every year since the approval of the 2011 pension reform (which began to be extended in 2013), which provided for a gradual increase in the age from 65 to 67 years. In accordance with what was agreed in this reform, from the first following year, the legal age to access jubilation with full pension will be 66 years and ten months for those who are under 38 years and 3 months of salary, but if the worker has paid at least 38 years and three months, he will be able to celebrate his 65th birthday. This generally means increasing the months of ordinary retirement age until 2025.
In 2026, moreover, for the amount of the pension to reflect 100% of the regulatory base, it will be necessary to have been paid for at least 36 years and 6 months. With these changes, next year will be the last in the deployment of the 2011 reform, mentioned above, which increased, among other things, the legal retirement age and the years required to represent 100% of the regulatory base when calculating the amount of installments. Thus, from 2027, the ordinary retirement age will be set at 67 years for those who have been paid for less than 38 years and six months (and may continue to be jubilee until age 65 for those who have been paid for more than 38 years) and to receive 100% of the regulatory base. The worker must have at least 37 years of social security contributions. Thus, the reform implemented in 2013 will be completed, while there are no other legal changes, the ordinary retirement age and the years required to receive the full benefit will have to be changed from year to year.
While the early jubilation, whose payment is reduced in proportion to the months of age, you can continue to apply up to 48 months before the ordinary age, which in 2026 translates to 62 years and 10 months (or 61 years if you have more than 38 years and three months quotas), always when the decision to withdraw is involuntary (if the person is made redundant, in general). If early retirement is voluntary, you can request this year from the age of 64 years and 10 months (or only 63 years if 38 years and three months are cited).
Alongside these new features, those who retired in 2025 or in previous years will experience an increase in their pension from the maximum income of 2.7%. This increase in benefits, in line with the rise in prices this year, will allow one million retirees (including beneficiaries of contributory Social Security pensions and retirees from passive classes) to maintain their purchasing power. Furthermore, the Council of Ministers approved at the end of December the increase in minimum and non-contributory pensions for 2026. Social Security provides that the retirement pension is lower than the law for holders aged 65 or over in single households, set at 13,107 euros per year (compared to 12,242 euros from 2025) and at 17,592 euros in the case of a dependent spouse (in 2025, it was 15,786 euros).
The maximum pension from January 1 will be 3,359 euros per month in 14 payments, or 47,034.40 euros per year. For this collective of retirees with the highest benefits, there will be another November in 2026, because they will celebrate their jubilee next year and if they recognize the maximum pension, they will be able to add an additional allowance of 0.115 points to compensate for the highest contribution of the maximum bases, approved during the last pension reform. This will result in the highest new payments, around 3,360 euros per month.
On the other hand, the supplement for reducing the gender gap in the case of those who have had at least one child, which is added to the parent who was previously jubilee or to the one with the lowest pension, will also be revalued by 2.7% in 2026. This means that all pensions that receive them will receive this supplement (including those at the maximum). You will have to add 36.90 euros per month for each child (for a maximum of 4 children).
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