The retirement It is a right that all Argentines can access as soon as they turn 60 (women) and 65 (men). However, by order of the government There are those who cannot handle iteven though the minimum age has been reached.
This is a measure from the Process of the Pension moratorium in March 2025. This regulation allowed a person of retirement age to retire without having completed 30 years of compulsory contributions.

Who cannot apply for the pension?
If a person wants to apply for retirement because he or she has reached retirement age but has not reached the required years of contributions, You could be denied this procedure.
In this case, you could only opt for the Universal Benefit for the Elderly (PUAM), which consists of an amount equal to 80% of a minimum pension.
Another option would be to comply with Moratorium Law 24.476 listed on the ANSES website. In this way, the periods from January 1, 1955 to September 30, 1993 and from the age of 18 to 18 can be regulated.
Their inclusion is subject to a socio-economic assessment. In addition, this debt can be settled in cash or in a plan of up to 60 installments, updated semi-annually by applying the mobility index.
How much will pensioners earn from January 2026?
After the INDEC released November inflation data, which came in at 2.5%, a new increase for pensioners from January 2026. These are the amounts:
- Non-contributory pensions (PNC) for disability or old age: $244,509.52 + $70,000 bonus = $314,509.52
- Non-contributory pensions (PNC) for mothers of seven or more children: $349,299.31 + $70,000 bonus = $419,299.31
- Universal Pension for the Elderly (PUAM): $279,439.45 + $70,000 bonus = $349,439.45
- Minimum retirement: $349,299.31 + $70,000 bonus = $419,299.31
- Maximum retirement: $2,350,453.71.
ANSES payment schedule: when do pensioners and retirees collect in January?
The pension provider has already announced this Payment schedule for January 2025 of assets of older adults:
Pensioners and pensioners who do not exceed the minimum income
- DNI ends on 0: Friday, January 9th
- ID ends in 1: Monday, January 12th
- ID ends on 2: Tuesday, January 13th
- DNI ends 3: Wednesday, January 14th
- DNI ends 4: Thursday, January 15th
- DNI ends at 5: Friday, January 16th
- DNI ends at 6: Monday, January 19th
- DNI ends at 7: Tuesday, January 20th
- DNI ends at 8: Wednesday, January 21st
- DNI ends at 9: Thursday, January 22nd.
Pensioners and pensioners who exceed the minimum income
- DNI ends with 0 and 1: Friday, January 23rd
- DNI ends with 2 and 3: Monday, January 26th
- DNI ends in 4 and 5: Tuesday, January 27th
- DNI ends in 6 and 7: Wednesday, January 28th
- DNI ends in 8 and 9: Thursday, January 29th.
Non-contributory pensions
- DNI ends with 0 and 1: Friday, January 9th
- DNI ends with 2 and 3: Monday, January 12th
- DNI ends in 4 and 5: Tuesday, January 13th
- DNI ends in 6 and 7: Wednesday, January 14th
- DNI ends in 8 and 9: Thursday, January 15th.
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