Workers who meet the requirements of Interim Measure No. 1331/2025 will receive the Birthday Withdrawal Credit starting this Monday (12/29). Payment is made automatically to anyone with an account previously registered in the FGTS application. Those who do not have a previously registered bank account will be able to withdraw the amounts through Caixa’s physical channels, on the same date.
The measure will benefit around 14.1 million workers and inject 7.8 billion reais into the economy between the end of 2025 and the beginning of 2026.
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This is the first payment of the benefit, which will be paid before 12/30, with amounts up to R$1,800. The available balance varies depending on each FGTS account. The second stage, with the remaining amount, will be paid from February 2 to 12, 2026.
The compensation is paid to the worker who opted for anniversary withdrawal and had their employment contract suspended or terminated during the period of validity of the anniversary withdrawal system, in the period from January 1, 2020 to December 23, 2025, and who has a balance on the FGTS account linked to the contract.
The amounts will be released in cases where contractual termination occurs due to:
• dismissal without just cause; • indirect dismissal, for mutual fault and force majeure; • termination due to bankruptcy, death of the individual employer, the national employer or invalidity of the contract; • the normal termination of fixed-term contracts, including that of temporary workers; or • total suspension of casual work.
In the particular case of a contract terminated for the reason “termination by agreement between the worker and the employer”, the worker has the right to withdraw 80% of the balance, within the limit of the available balance.
The authorization from the Ministry of Labor also aims to allow workers to move the account balance linked to the terminated contract, even those who opted for this modality in 2019.
Understanding the anniversary withdrawal
Created in 2019, the method allows workers to withdraw part of their FGTS balance each year, in the month of their birthday. Membership is optional and can be done via the FGTS application, on the Caixa website or in an agency.
By opting for the anniversary withdrawal, the employee waives the possibility of withdrawing the entire balance of the fund in the event of unfair dismissal – only retaining the right to a 40% dismissal fine.
The amount released for withdrawal is calculated on the basis of a rate on the total balance, increased by an additional fixed due date, which varies depending on the amount available.
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