November has arrived with a new wave of… Promotions in pharmacies and perfume shopsThis time, banks and financial technology companies are betting on attracting customers with huge discounts and interest-free installments. Among the main entities participating Santander, BBVA, Galicia, ICBC, Macro, Banco Nacion, Mercado Bajo and Naranjaalong with platforms such as situation and Pharma Online.
The goal is clear: to encourage the consumption of health, personal care and beauty products, in a month when the prices of imported cosmetics and perfumes are expected to rise. For this reason, the authorities came out with gathering campaigns Discounts up to 35% and Installment plans without additional feesin some cases with very generous repayment limits.
Promotions are available for both in-person and online purchases, and apply in many cases Every day of the weekThis is an advantage compared to previous months where they focused on specific days.
Below are details of the best opportunities this month and which ones are the best.
Farmacity, most searched: who offers the biggest discount
Once again the promotions center. In this case, the discounts vary between 10% and 30%depending on the bank and platform chosen.
he Santander Bank A. offers 25% discount and 3 interest-free installmentswith a limit $10,000 per account per monthValid for payment with Visa or statusevery day.
At the same time, PBVA Application A 20% discount up to $10,000also every dayWhich makes it a strong alternative for those looking for continuous savings.
For his part, he said: Industrial and Commercial Bank of China Grants A Exclusive 20% cash back online With pause $6000 per weekwhile Payment market Highlights with A 30% discount And a Maximum $15,000 per transaction, available daily and without the need for a physical card.
the The best choice in Pharmacity For November, taking into account Percentage and recovery limitHe is Payment marketwhich tops the ranking by allowing the most real savings in a single purchase.
They complete the platform Santander (because of its combination of discount and premium) and Industrial and Commercial Bank of Chinaideal for those who prefer to shop online on a weekly basis.
FarmaPlus: The 35% that makes the difference
If the goal is achieved Higher percentage of savings, FarmaPlus It occupies first place. During the month of November, Macro Bank A. offers Exclusive 35% discount onlinewith a limit $8,000 per account per monthavailable every day For cross-mode payments.
This discount makes FarmaPlus the most competitive point of the month for those looking to make large purchases of medicines or cosmetics.
he Santander He doesn’t stay back and throw a 35% exclusively online Also with a limit $8000applies every day and is compatible with Modo.
he Industrial and Commercial Bank of ChinaFor her part, A 20% without limitsextra 3 interest-free installmentswhich is an attractive feature for high-value purchases that you want to finance without a redemption limit.
This part makes the difference Limit and method of purchase: While Macro and Santander offer the best ratio (35%), the Industrial and Commercial Bank of China (ICBC) gains flexibility by not imposing a yield limit.
If you prioritize Highest direct discountHe presides over the podium Macro and SantanderBoth are valid Every day of the week.
Jolerac and Rouge: Top picks for beauty and fragrance
In perfumes, the biggest discounts come from Golerac and Rougetwo brands that typically lead premium cosmetics sales.
Golerac A 10% discount and 6 interest-free installments every daywithout withdrawal limit, with banks such as Santander, Industrial and Commercial Bank of China, Macro and Banco Nación.
next to, Payment market maybe 9 interest-free installments online between November 3 and 9This is a limited opportunity that arises due to the extension of quotas.
In Rouge, the panorama is similar: 15% discount and 6 interest-free installments with Banco Naciónwith a limit $30,000 per transaction every day.
he Santander Promo repeats 10% in installmentswhile orange Added with 6 interest-free installments Every day for those who pay from their app.
The final analysis shows that Rouge with Banco Nación He presents Best savings and financing combo: Allows you to benefit from a reasonable discount on a large amount and maintain the possibility of installments without any additional cost.
For those who prefer more flexibility online,… Market payment with Golerak It is most suitable during the first week of the month.
FarmaOnline: Moderate but constant discounts
For those who buy online, Pharma Online Maintains stable profits.
he Nation Bank Application A 10% discount on 6 interest-free installmentswithout limits, while PBVA Up to 20% With someone $10,000.
Meanwhile, Industrial and Commercial Bank of China A. offers 20% exclusively onlinewith a limit $6000 per weekand Payment market He repeats to him 20% up to a maximum of $20,000 per transactionevery day.
orange It’s equal to that ratio, but it adds 3 interest-free installments And a hat from $12,000 per monthly accountWhich makes it a balanced choice between saving and financing.
Bank of Galiciafor its part, is limited to supply 3 interest-free installments every daywithout refunds, so its main attraction is financing.
In terms of direct savings, the best alternative within FarmaOnline is Payment marketWith him 20% discount and the highest limit in its category.
If you are looking for a simultaneous installment and discount option, orange It is the second most convenient.
What is suitable according to the buyer’s profile
Customers who regularly purchase pharmacy or cosmetic products should give priority Maximum benefits also There is no withdrawal limitto achieve maximum savings.
In this sense, Payment market Cementing itself as the most competitive option in November: it delivers Up to 30% discount at Pharmacity and 20% in Pharma OnlineLimits exceeding $15,000 per purchase and without daily restrictions.
On the other hand, those who prefer to buy imported perfumes or cosmetics in bulk should look out for promotions Banco Macro and Santander in Pharma Pluswith a 35% discount every day, or Nation Bank in RougeWhich combines the discount with 6 interest-free installments.
Financial technology such as orange They’re also making a big splash this month: they’re offering discounts similar to traditional banks, but with a higher number of fees and exclusive online benefits.
Finally, users who prioritize convenience and consistency can take advantage of daily promotions from situationwhich allows discounts to be applied automatically when paying from the application.
Platform of the Month: Who offers the most real savings
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FarmaPlus with Banco Macro or Santander: 35% discountStop $8000every day. Ideal for large online purchases.
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Farmacity with Mercado Bajo: 30% discountStop $15,000every day. The best choice for frequent and unrestricted use.
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Rouge with Banco Nación: 15% discount and 6 interest-free installmentsStop $30,000. An excellent balance between saving and financing.
Conclusion: November is an ideal month to promote purchases
With discounts up to 35% and interest-free installments in almost all seriesNovember is a perfect month to boost summer shopping or even anticipate year-end gifts.
The breadth of options – from daily sales to exclusive online promotions – allows every consumer profile to find an alternative that suits their needs and the needs of their bank.
In the end, Best strategy Combining promotions according to category and payment methods includes: Payment market To take advantage of the upper limits and Macro or Santander For the most aggressive discounts.
As prices rise, November becomes a month to plan, compare and save In one of the most sensitive areas for daily consumption.
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