Carrefour says goodbye to classic bank discounts

The landscape is changing in large chains: the alliance with traditional banks is coming to an end and is forcing them to change the way they purchase

01/12/2025 – 1:27 pm

world Shopping in supermarkets There was a big earthquake. After years of being a mainstay in the savings strategy of thousands of Argentine families, the symbolic discounts offered by traditional banking credit and debit cards are starting to take hold. Carrefour chain You have come to an end.

This decision, which represents a qualitative shift in the relationship between retail and financial entities, It’s forcing consumers to reevaluate their shopping days and the tools they use to get the best prices.

Bank promotions, with the traditional 20% or 30% cashback on select days, have become inevitable events for bargain hunters. Its absence not only affects the volume of sales, but also creates a vacuum in the monthly budget of families, which must now look for alternatives to mitigate the impact of inflation.

However, the mutual benefit with the big banks has disappeared. This does not mean that the doors to saving have been completely closed. Carrefour refocused its strategyprioritizing the direct benefits of belonging to its loyalty ecosystem and maintaining agreements with virtual wallets and with key public or social entities.

Below is the complete grid of discounts and promotions in effect at Carrefour as of December, organized by day, so consumers can plan their purchases intelligently.

• Monday: La Nacion Club. 15% with no refund limit.
• Wednesday: Patagonia Bank. 35% discount for individual salary account, up to $20,000 per account per month
• Thursday: MasterCard. 15%, back up to $10,000 USD and Mercado Pago, plus 15% with no cap, for payments using funds in the account.
• From Monday to Friday: 10% discount for Anse pensioners and people over 60 years of age.

The key is in the “Carrefour ecosystem”

The message of the series is clear: Savings now involve direct loyalty. The Mi Carrefour Credit Card and membership in the Mi Carrefour digital account have become essential tools. Users who do not have a corporate card should migrate their savings strategy towards the days of general offers (such as those with certain discounts, usually on the second unit, 2 x 1 or 3 x 2) and agreements with virtual wallets, which have replaced traditional banks in offering refunds.

In this sense, the chain offers the following discounts:

• For those who have a Mi Carrefour Crédito card, on Mondays and Tuesdays: 15% without a limit for all its stores, except Maxi and 20% with a maximum of $10,000 for purchases in the latter, on Thursday.
• Finally, for those who have a My Carrefour digital account, they will receive a 10% discount on Saturdays and Sundays, which can be combined with other promotions.

the The disappearance of classic bank discounts forces the consumer to be more strategicCheck the Carrefour app or website and your digital wallet daily so you don’t miss the available redemption limit. In the new offers map, information is worth gold and weekly planning is the only guarantee to keep your pocket safe.