SAT will freeze bank accounts in December 2025: who will be affected

Accounts frozen by SAT can only release funds that exceed the amount of the tax credit and its statutory attachments. (InfoBay/Jesus Aviles)

he Tax administration service (He sat down) has clear powers to Paralyze the movement of deposits And insurance in the accounts Of taxpayers who fall into some cases stipulated in the law Federal tax law.

the Savings accountsOr invest or anything else in National currency Or he may remain a foreigner Frozen If there are credits Prosecutors Company or if the taxpayer disputes the credit but does not provide adequate security.

the Paralysis It can be applied He sat down In several scenarios:

when Taxpayers give up for him house Tax without notice of change.
if a guarantee Offered to cover credit insufficient.
When I don’t know Extended warranty At the request of the Authority.
If assets whose value is insufficient or whose value is unknown are seized.

before Freeze fundsThe IRS must have information about current accounts and balances.

If the taxpayer provides sufficient security after the paralysis, the authority must resolve the issue within five days or release the funds. (Infobay/Giovanni Perez)

The process begins with a job Send it He sat down To the financial entity that must implement this Paralysis In a period of three days. Institutions must report the process and The specific amount blockedAnd from there authority Notification Taxpayers Within a period not exceeding twenty days.

the Never paralysis He can More than amount credit Tax and legal accessories. If the blockage results in a blockage that is too large, the He sat down He is obligated to do so He releases Surplus within three days after discovering the error.

in absence to Enough money In the detailed account that the bank or cooperative must look for Other accounts The same owner has the resources to extend the installation period if necessary.

The SAT can freeze savings, investment or foreign exchange accounts if it detects fixed tax credits or insufficient safeguards. Credit: Cuartoscuro

some repercussions For users and Taxpayers We are:

If resources are frozen, Taxpayers Can provide a a guarantee To obtain credit and its accessories. The authority has five days to decide whether to accept it or not; If it is not resolved within this period funds They should be Edited.
the interests generated in Frozen account Subject to the same supervision.
It will only be possible transformation he money Freezes when Tax credit stay still, coverage exactly amount Updated and accessories.

Any cash deposit exceeding P15,000 per month is subject to an automatic withholding of 3% as a control measure. (Infobay/Giovanni Perez)

currently, Deposits Cash has gained special attention. he He sat down Tighten control, and prove it All cash deposits Which Exceeds 15 thousand pesos per month In one or more accounts you will be subject to Additional cost 3%, which is automatically blocked. This retention serves as a measure of You feed As well as controlling informal practices in the economy.

the Banks They must a report – Monthly cash movements that exceed the permissible limit. In addition, they can ask the customer about it Documentation of the original Of this money, especially if it is disclosed Patterns unusual Or repetitive movements

he He sat downfor his part, has the ability to order Additional information when Deposits Cash is not compatible with income Reported by taxpayers. If the information is not clear Or doubts grow, they can start Audits.

A practical example of this rule: If you make a deposit within a month 25 thousand pesos In cash, an additional 3% fee will apply 10 thousand pesos That exceeds endResulting in the withholding of 300 pesos that was reported directly to the IRS.