At a time when it is not easy to obtain affordable financing, the official plan is attracting the attention of those wishing to buy a car New or usedBecause it allows you to Without previous savings And with unusual facilities in the market.
This is a loan launched this year by A General BankWhat a delivery Up to $100 million For use in the acquisition of cars, vans or utility vehicles of major brands, national and imported, and Up to 10 years From ancient times.
A. also applies Low interest rate -which – which They just cut off– The money is returned Six yearsFrom now until 2031. But who can access it, what are the fees, how much do you have to earn and how to apply? Below are all the details.
Cars and trucks in 72 installments: where do they give the loan and what does it cost?
Credit, which is a type Staff It is granted in pesos “by signature” (without clothes Nor promissory notes), introduced since July by Nation Bank (us) by name”+ Cars with BNA“.
According to reports, the funds cover up to 100% of the value The vehicle (including VAT) can even be returned 72 installments monthly.
As for interestsThe National Bank of Bahrain applied an annual nominal rate (TNA) is a constant 50%, but in mid-November decreased to 38%. A very striking level if you take into account that personal loan rates in the banking system today are around 72% (and can be much higher).
“The fixed TNA in pesos is 38%, Down 12 points Percentages compared to the previous update, an update that makes Autos+ an option Most competitive in the market“Bahrain News Agency highlighted when announcing the decision.
When you account for the rest of the credit-related expenses, the plan ends up having Total financial cost (financing terrorism) from 57% annually.
In this way, a loan with a duration of six years is created – the maximum term Premiums of $420,699 per month by Every $10,000,000 Great Lent.
Likewise, to get money, it is necessary that the loan installments do not affect more than 30% of income Provable monthly payments to the applicant.
So, for example, according to the Banco Nación simulation, if you order:
“The fees will be It is deducted monthly And somehow automatic Through a savings bank in your name. You will have to have enough funds on time for each due date.”
The loan is available to any individual Over 18 years old Who is in a position to take on debt in the financial system, including retirees and retirees.
To get it, you don’t need to be a former Banco Nación customer or pass through a branch; It is managed directly at the agency Who will sell the car?
the Steps to follow Write down the following:
List with Affiliated merchants Throughout the country – from one governorate to another – the rest of the details can be found on the official website bna.com.ar/home/masautos.