PAMI maintains 100% drug coverage for retirees

In December 2025, Pammy It continues to provide full drug coverage to pensioners and retirees through two main routes. One corresponds to the Essential Medicines Formulary and the other relates to social relief for members experiencing financial difficulties. Both lines allow free access to medicine and represent one of the most widely used benefits in the pension system.

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Coverage covers recurring treatments for seniors as well as high-cost medications for serious illnesses. The system combines updated lists, socio-economic assessments and the possibility of requesting exceptions in cases where spending on medicines exceeds the member’s financial capacity.

Pharma retirees

What PAMI covers at 100% discount in December 2025

Full coverage is available for three drug groups:

A) Essential medications included in vademecum
The list brings together more than 160 medications used to treat common chronic diseases such as high blood pressure, diabetes, high cholesterol, and respiratory diseases. A recent court ruling ordered the restoration of the previous version of the list, again increasing the number of drugs covered.

b) Expensive treatments and serious diseases
It includes comprehensive coverage for treatments for cancer, HIV, hepatitis B and C, hemophilia, organ transplantation, and autoimmune diseases such as rheumatoid arthritis. These medicines have high prices and are part of a special savings plan.

c) Medicines that do not appear in the formulary
In these cases, the member can receive 100% through social support, as long as he meets the financial requirements or goes through exceptional situations.

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To check whether a particular drug is covered, PAMI updates the “Drug Coverage” section on its official website.

Requirements for obtaining free medicines

Full coverage is not automatic. To obtain it, the social and economic conditions verified by the organization must be met. The criteria effective in December 2025 are as follows:

Net income is less than 1.5 minimum retirement benefits

Total household income is less than a minimum of 3 assets in homes where a person with one disability certificate resides

Lack of effective prepaid medication

Do not own more than one property

Don’t own luxury boats or planes

Not owning a vehicle that is less than ten years old, except for exceptions related to disability

He must not own company assets that indicate full economic capacity


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If a member does not meet the first two requirements, they can still request full coverage when drug expenses are equal to or greater than 15 percent of their income. In these cases, the exception is analyzed through a social report and medical documents.

How to process social support for free medicines

he Social support is the means through which the General Authority for Military Industries grants 100% coverage to those who meet the economic criteria. The entire process is done online.

The steps are as follows:

Enter the official website pami.org.ar

Look in the Web Actions section

Select medications at no charge for social support

Complete the form with personal data, financial information and medical documents

Submit the application for evaluation


Once the benefit is approved, the member can get the medicine for free from the indicated pharmacy. The validity of the support is reviewed periodically to ensure that the conditions justifying the support are met.

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