Engineers Fund In its physical network expansion plan, it specifies an opening rate of Offices with between one and five branches per year. The entity, which operates as a cooperative, distances itself from the sector’s tendency to cut off branches and advocates this path for continued growth. As the group’s general manager, Juanjo Llobes, explains, the approach involves betting For physical attendance after the fourth opening in 2025adding a total of 33 across Spain. Three of the new spaces are concentrated in Catalonia – its original territory – and the other remains in Alicante.
The intention is to continue opening branches in the provincial capitals, in addition to Some municipalities that offer mobile banking services. In fact, among the projects for the coming months is the development of a new financial application. “Customers have reduced the number of times they do this They go to a physical office, but they keep going“, commented. At the moment, they are present in Madrid, the Valencian Community, Zaragoza, Seville and Bilbao.
Within the framework of Lopes’s first year at the helm of the team, succeeding Joan Cavalli, The manager has evaluated these twelve monthsIn which they added 4,000 members, bringing the total to 220,000 within the record quarters. If in 2024 they achieve the best result in their history with 24 million and an annual improvement of 20%, they expect it in 2025. It would also be historic, although growth would be more modest. “We grew up in a competitive environment,” he explained.
Recent quarters have A notable position in the banking sector Through BBVA’s takeover bid for Banco Sabadell, which ultimately did not go ahead, a process that “Market conditions have tightened”although the model that Caja Ingenieros relies on has allowed it to “emerge protected” from this type of corporate move.
Looking to 2026, The final stage of its strategic plan “Transformation”are optimistic and confident of “continuing growth in volume” in A The environment, which he described as “still fragile”. In this sense, Ubis explained that among the goals are to reach 230,000 members by December 2026, as well as to become a “leader in cooperative banking”, a sector in which they still see room for growth in Spain. At the national level, this category of banking services hardly represents 10% of the market share. This is a lower number than its counterpart recorded in countries such as FranceIt reaches 60%, while the average in European countries is 23%. “The absence of savings banks justifies this gap,” he said.
Carlos Asencio, director of the service area of Caja Ingenieros, also participated in the meeting and announced that another of the group’s goals will be to attract New profiles go beyond engineersfocusing on a young audience. In this context, they ventured to give some broad outlines of the roadmap from 2027, which will be conditional on the progress of artificial intelligence, for which they are already preparing with “their” technology.