MODO and Mercado Pago are two of the most popular virtual wallets today due to the tremendous benefits they each offer.
06/12/2025 – 08:37 AM
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At a time Make payments using the virtual wallet, MODO and Mercado Pago They are usually the most popular options among users. The reasons behind this are many, from exclusive and varied discounts with most banks, in case situationAnd even the possibility of investing money that is not used in it Payment market.
MODO and Mercado Pago: similarities and differences
a lot MODO and Mercado Pago both offer QR paymentAccess exclusive benefits, transfer money and even make payments such as Telepas. If you scan the QR, just in case situation You can choose the bank you want to pay with.
In the case of Mercado Bajo, though “Default” option. It is a balance payment, although if you have cards saved, you can Choose your favorite or add one. As for Key differences: MODO does not offer the possibility of investing moneyBut the money remains in each bank account.
instead of, Mercado Pago allows you to generate returns in the account through your mutual fund. Another difference is that Mercado Pago has fewer promotions and offers, because MODO combines different discounts with more than 20 banks. In addition, depending on the type of card used among other issues, the discounts may be greater.
Finally, another The main difference is that Mercado Pago integrates with Mercado LibreMajor e-commerce in the country.
One by one: How many banks are linked to MODO
the Banks associated with MODO They are the following:
- Nation Bank
- Bank of Galicia
- Santander Bank
- BBVA Bank
- Macro Bank
- annually
- ICBC Bank
- Citibank
- Mortgage bank
- Creditcop Bank
- Patagonia Bank
- Bank of Cordoba
- Superville Bank
- Bank of Santa Fe
- Entre Rios Bank
- Bank of Santa Cruz
- San Juan Bank
- Comavi Bank
- Piano bench
- Neuquén Provincial Bank
- Mariva Bank
- Dino Bank
- Current bank
- brobank
- orange
- Sun Bank
- Bank of Colombia
- Meridan Bank
- RIBA Bank
- Chubut Bank
- Ruila Bank
- Municipal Bank of Rosario
- Becca Bank
- Koenage Bank
- CMF Bank
- Sainz Bank
- Regional Financial Credit Corporation
Mercado Pago offers a credit card
the Mercado Bajo credit card Offered in physical and digital versions, it is suitable for in-person and online purchases at any company in the country you work with MasterCard. Once the application is approved, the user can start using the virtual card at the same time for online purchases, while the plastic is sent home at no cost.
Currently, the product is not available to all users. According to the company, the launch will be gradual, as it will seek to ensure a The right user experience.
“If you don’t have the option to order this, we will soon be adding more people,” they said in reference. Gradual expansion of access. To start the system, just Enter the Mercado Pago appselect the option “I want a credit card“And log in using your personal account.
Finally, it is important to keep in mind that both consent and assent Activation is managed digitallyBy following the verification mechanisms established by the platform.