In a market historically marked by bureaucracy and lack of clarity, CSJ Precatório, founded by lawyers Luciane Costa and Nicomedes Jansen Júnior, has gained prominence by combining innovation, legal certainty and social impact to serve two audiences rarely united: creditors who have been waiting for years for payment of their court decisions and investors looking for a profitable and stable alternative supported by definitive court decisions.
With national operations and headquarters in Maranhão, CSJ Precatório was born from the entrepreneurial vision of its founders, both with strong experience in negotiation. The proposal is clear: simplify access to the precatório market, offering fast, secure and completely transparent processes.
For thousands of Brazilians, waiting for payment from a court decision can mean years, even decades, of uncertainty, directly affecting their financial and emotional lives. CSJ Precatório works precisely on this pain point, offering a quick assessment and a specialized service, which clearly explains each step.
Luciane Costa underlines: “Our commitment is to treat each creditor with respect and humanity. We do not only deal with figures, but with stories. Many people have been waiting for years; our actions restore autonomy and financial dignity.”
On the other hand, CSJ Precatório has structured a solid model for investors seeking profitability superior to the traditional market, backed by judicial assets with a high degree of security.
For this audience, the company offers: Selected operations with rigorous legal analysis; Investment models with defined deadlines and controlled risk; Attractive returns, superior to several conventional financial products; Total transparency on processes and operational flow; Safety of operations backed by definitive court decisions.
Nicomedes Jansen Júnior explains:
“Our goal is to democratize access to the precatório market, allowing investors to participate in a traditionally restricted sector. We structure operations with risk control and governance, thereby protecting investor capital.”
An important step in the company’s trajectory was its participation in the acceleration program carried out by Sebrae in partnership with Avati, an initiative aimed at startups with high impact potential. Immersion brought: Strategic improvement; Standardization of processes; Adoption of technological tools; Development of new economic models; Commercial expansion.
The program has consolidated CSJ Precatório as a company ready to evolve, with governance, its own methodology and trained professionals.
The company positions itself as an agent of transformation. By advancing sums to creditors who need immediate liquidity and offering sophisticated investment products, CSJ Precatório acts as a bridge between two realities – always with responsibility, compliance and legal certainty.
The company’s philosophy combines: Humanized service; Technical rigor; Innovation in data and risk analysis; Responsible expansion of the precatório ecosystem.
With exponential growth expected in the coming years, CSJ Precatório plans to expand its service network, create regional analysis centers and develop products aimed at both institutional and retail investors.
Luciane reinforces: “We are just getting started. The precatório market is large and full of opportunities and we want to lead this movement with ethics, professionalism and real results for everyone involved. In addition to precatório, we also buy small value applications (RPV) and credit rights – when the process has not even turned into precatório – and we serve lawyers and creditors from all over Brazil.”
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